OUR PROGRAMS
NEW!!
EVICTION DELAYS NEW PROGRAM...
On Bank Owned Properties...
$850.00 1st Month!
$250-$500 a Month!
AVAILABLE IN ALL 50 STATES!!
>>>>SPECIAL...$1,250.00 FOR 5-6 MONTHS!! <<<< That's right Just $1,250.00 for 5-6 month's...Most companies charge this or more monthly!!
Limited Time Offer so Hurry and Save $1000's in the next 5-6 month's!!!
$1000.00 For our AUDIT...
Want to find out if your foreclosure was illegal? We can help. Our Foreclosure Process Audit is designed to help homeowners analyze the legality of the foreclosure action that has been taken against them by their lender/trustee company. In almost 95% of recent foreclosures, the lender/trustee have not followed the detailed set of legal procedures necessary to rightfully foreclose so an audit is essential to look for any potential violations, errors or discrepancies. Furthermore, many major lenders have committed outright fraud by falsely assigning the interest of your loan via a process called "robo-signing." Once these violations are identified, it is essentially an illegal foreclosure and your lender should have no legal right to foreclose until the issues are resolved. The trustee company has the legal responsibility to ensure a proper and accurate foreclosure so if there are violations, they can be held accountable and could face severe penalties or sanctions if they proceed with the trustee sale after being notified of their missteps.
Details:
The Foreclosure Process Audit Program is designed to help homeowners analyze the legality of the foreclosure action that has been taken against them by their lender/trustee company. In many cases, the trustee has not followed the detailed set of legal procedures necessary to rightfully foreclose so an audit is essential to look for any potential violations, errors or discrepancies.
What do you do with the Audit?
It can utilized as a tool to assist you in negotiating with your lender or to file suit against your lender for unlawful foreclosure. We can prepare these suits for you and you can file without an attorney or if needed we can refer you to attorney.
How Strong is this Audit?
We cannot manufacture fraudulent finding or illegal activity by your lender, but we will find it if it occurred! As a result of our Foreclosure Process Audits several of our clients have had the results of their sale reversed and the title re-instated into their name. We have also had clients have their lender offer a cash settlement as a result of the audits findings. We cannot promise this for everyone, but you don't know the possibilities until you have tried!
What are we looking for?
We are looking at all details of the foreclosure process used by your lender to size your home. We look specifically at all details of the process such as, fraud, improperly executed documents, improper notary, out of Chorological order of documents, lack of standing to foreclosure on the property, Robo signing and more.
NOTE: We make no guarantees as to the finding of these audits and make no promises that it will result in your home being returned to you or an offer of cash settlement.
We can provide audits in most the trustee states, see the list of states here.
In order to prepare an audit we require the client to provide us with:
1. Subject Deed Of Trust ( this one will be referenced on the Notice of Trustee Sale)
2. Notice of Default
3. Notice of Trustee Sale
4. Substitution of Trustee ( if possible, most foreclosures include this)
5. Assignment of Deed of Trust ( same as above)
* If you are having problems obtaining these documents or don't understand what they are contact our office for assistance.
Lawsuit... We can prepare these suits for you for $1500.00
All THREE for $2950.00
Get all three>>Eviction Delay, Our Audit and Lawsuit Prep and SAVE!!! $2,950.00
Check Out the Audit...What people will do is get this to a paralegal (we have one for you if needed) and file a complaint into court and that in turn will stop the foreclosure until a resolution is acquired. The paralegal will file the complaint, response, discovery, lis pendens and a TRO if needed. If the bank still doesn't do anything, then an attorney can come in represent you. The whole point is to get the banks to do a rate, and balance reduction for the rest of the term. Not the short 5 year loan modification they offer now, and with all the arrears tack on the end.
The auditor will be negotiating on the clients behalf directly with the bank or trustee during the filing into court for the rate and loan balance reduction.
We do another kind of audit called a securitization level 3 audit that shows their loan being traded on wall st. and that is grounds for them not to foreclosure legally on homeowners and to get them to do a real loan mod for them, not just for 5 years. View a copy below...Read last 6 pages as they are right to the bone on how powerful these are...
Cost of Audit... $2550.00
Explanation of Securization... go here http://www.scribd.com/doc/36675721/Explanation-of-Securitization
We are offering the highest audit available out there today. And this is done by a certified auditor and does stand up in court! This is not the weak forensic audit that is being used today.
That audit is called the Level 3 securitization audit and shows how these banks have broken so many laws that they are afraid of this. As they say the squeaky wheel gets the grease. So start squeakin!
We are offering the securitization 3rd level audits which will help you get that true loan modification because it gives you the power back into your corner. You do not have to be behind on your payment to qualify. Go for a lower rate/payment and very possibly a loan reduction. Because you now have the proof of a "Breach of Contract". You now will have leverage against the banks and get them to listen. You have all the "discovery" needed for you or paralegal or an attny to file a case against them.
Think about this…if you amortize your loan at your current rate and then do it with a 2% rate and see how much can save. What I just said is why not go for a 2% rate on the rest of your loan term. Why not go for all the arrears to be discharged. Why not go for a loan amount reduction while your at it to what is truly owed on the loan.
Basically what people are doing is sending this into their bank and requesting that dialogue open up for a long term modification that is fair for you. The bank will see all the broken laws that was found in this level 3 securitization audit that you have sent them a copy of. It points out that this note is trading on Wall St. and a partial of it has already been paid down on it. So they are trying to foreclose or charge full price on something they have been partially paid on, and these lenders also insured these loans up to 30 times the value. They cannot foreclosure on you for the amount they are saying as from what I said earlier. How can they foreclose on a $500k loan when they’ve been paid on half of it already??? That is against the law right there.
The law is that once a ‘Note” has been sold that the “Deed of Trust”” must also be recorded into the new owners name or else it is “nullified”. Since your “Note” has been traded and sold numerous times, and that ‘Deed of Trust” is still in your name. The entities never recorded the new “Note” owners name into a new Deed of Trust at the county recorders office. Did they?
This is from the copy of the “Affidavit” that the certified auditor who will do on your securitization audit.
# 20.) The promissory Note has been converted into a stock as a permanent fixture. It is now a stock and governed as a stock under the rules and regulations of the SEC: hence, the requirement for the filings of the registration statements, pooling and servicing agreements, form 424B-5, etc. There is no evidence on Record to indicate that the Deed of Trust was ever transferred concurrently with the purported legal transfer of the Note, such that the Deed of Trust and Note has been irrevocably separated, thus making a “nullity” out of the purported security in a property, as claimed (Federal Rules of Evidence Rules 901 and 902).
So what has been happening is that the banks have been settling out of court by doing a true loan modification based on all the laws that have been broken. They don’t want this in front of a jury do they?
" A lawful foreclosure cannot occur against a mortgage whose NOTE has been securitized, because of the LACK of an actual DAMAGED PARTY who has standing ground to state a claim".
A full-service, nationwide, foreclosure delay firm dedicated to protecting homeowners who are threatened with foreclosure. Our mission is to actively delay the foreclosure process and fight for our clients to maintain ownership over their own homes. Our goal is to uncover the mistakes made by banks and trustees in their attempts to fast track foreclosures on homes, and to make sure homeowners have the time and resources they need to establish a permanent payment solution with their lender so that they can prepare for their financial future at their own pace.
PROGRAM HIGHLIGHTS INCLUDE THE FOLLOWING
Convenient – Stay in your home longer and on your own terms
Less Expensive – Our fee is a fraction of your current mortgage payment
Easier – Get more time to work on a loan modification or short sale
Smarter – This is NOT a bankruptcy or title transfer scheme
Risk-Free – You pay nothing until we successfully delay the sale – no upfront fees
For direct assistance with your upcoming foreclosure, please call 505-608-6008, or fill out our quick application and a foreclosure delay specialist will contact you within 24 hours.
Do not hesitate – we are here to help...
We works for you, the homeowner, by requiring the bank and its representatives to prove they have followed correct and accurate procedures throughout their foreclosure process. You have to follow the rules, so why shouldn’t they?
We will ensure the bank proves they have completed a comprehensive list of actions and requirements, and confirms they are following the letter of the law. Foreclosure prevention from this Program can delay foreclosure for up to 40 months while working with the bank to verify the legality of your foreclosure.
Benefits of Foreclosure Prevention...
Our foreclosure prevention services will allow you to retain ownership and possession of the property, with the opportunity to live comfortably in your home. In addition, you will gain time to work out some other options concerning your home – options that are much more appealing and better for you financially than simply allowing the banks to swiftly foreclose on your home and make you move out. You may be able to work out an alternative payment plan with your lender or find another way to retain your home ownership during that time. Even if you do have to move out, you will have enough time to find a new home that will better fit your needs and budget.
Affordable Foreclosure Prevention...
Foreclosure delay might seem like an expensive process, but services from US are actually very affordable. In fact, you only pay for our services after we delay your foreclosure. Unlike going to a foreclosure attorney, where you will be billed by the hour, with Our program you only pay for results. You’ll have a whole team of experts working on your behalf to make sure your foreclosure is completely legal. Best of all, we know how to stop foreclosure fraud so if we find your foreclosure is illegal, we can end it and you will maintain ownership of your home.
Foreclosure Prevention with this Program...
If you are in a home foreclosure situation, you probably feel very overwhelmed and alone. With US on your side, you won’t feel that way. We’ll work for you to make sure you aren’t being taken advantage of by your bank. In the extra time you get with our foreclosure delay services, you’ll be able to figure out the best next move for you and your family. We know what we’re doing and we’re the best there is at foreclosure prevention. We are swift, deliberate and smart. Best of all, we’re on your side.
We’re here to help. Apply for our foreclosure prevention services today.
How & when do I pay for the foreclosure delay service? We do not collect any funds until after it is official that the home sale is delayed or cancelled. Once we send you proof that the foreclosure has been delayed or cancelled, we will ACH your account at a previously agreed upon amount. This process will repeat itself each month. The bottom line is that there are no upfront fees and you do not pay unless we successfully delay the auction
What is the final result of the foreclosure delay program? It is our hope that the homeowner is able to work out a permanent solution with the additional time we provide them in the home (by delaying the auction). Possible permanent solutions include getting approved for a loan modification, a short sale, a deed in lieu or simply catching up on the back payments. If the homeowner is unable to get a permanent solution to the foreclosure we can also offer eviction defense, which will generally buy the homeowner an additional 4 to 6 months in the property after the auction.
What is the difference between a judicial and a non-judicial foreclosure? The basic difference between a judicial and a non-judicial foreclosure is that the former processes foreclosures through the court system while the latter does not. The type of foreclosure varies by state.
How is this Program able to delay my home sale? Our methods of foreclosure delay vary on a case by case basis. We have attorneys on staff who review home foreclosure documents in detail and can pinpoint any mistake or violation. In other words, our plan of attack differs depending on the foreclosure document abuses discovered during the review process. Ready to learn more about our foreclosure delay services? Contact us today!
How long can we delay the sale of my house? Each case is different in terms of how long foreclosure and the transfer of title can be delayed. The delay time depends on a number of factors, such as which methods the homeowner has previously utilized to the delay the home auction, which trustee is orchestrating the sale, the number of violations we are able to uncover during the foreclosure review process, etc.
Foreclosure Delay Services – Delay your Trustee Foreclosure Sale It’s well known that banks have been performing illegal foreclosures on homeowners in every state of the USA. We are here to help make sure that illegal foreclosure doesn’t happen to you.
In “Judicial Foreclosure” states, a judge reviews the legality and accuracy of a foreclosure. This often protects homeowners from greedy banks. But even with this judicial review, banks are often able to ignore or work around the laws, and have been doing so on a regular basis.
In “Trustee Foreclosure” states, a “trustee” is assigned (often illegally so) to be the person taking action to foreclose on your home. The trustee is a 3rd party being paid by the bank to foreclose quickly. If you have received a notice of trustee sale, Our Program can delay your trustee foreclosure sale for up to 40 months while verifying legality. Trustee verification can temporarily stop a trustee sale, guaranteeing that the bank is not performing illegal foreclosure practices or foreclosure fraud. WE work for you, the home owner.
Our foreclosure delay service is much less expensive than your mortgage payments, or what you’d pay to move out of your home and rent another place.
This is not too good to be true – it is actually true, and it’s all about working to ensure banks and trustees do not perform and illegal foreclosure, and home owners are given as much time as possible to take advantage of every opportunity available to them.
If you have received a Notice of Foreclosure, or similar notice of trustee sale, contact us right away so we can begin to address your case immediately.
What Sets our Foreclosure Company Apart from the Rest
If you are deciding between foreclosure companies or choosing between us and a lawyer, consider this: a lawyer will charge you per hour regardless of whether your foreclosure is delayed or not. With our foreclosure company, you only pay when we delay your foreclosure. So you only pay for results, nothing else! Our foreclosure specialists are ready to work for you to make sure there is nothing illegal about your foreclosure, and if we find anything, your foreclosure will stop. Even if your foreclosure is legal, you’ll still get valuable extra time to figure out your best next move.
DO SOMETHING...
CALL US TODAY!!